Unlocking Homeownership Dreams: Exploring Ruoff Home Mortgage’s Innovative Down Payment Assistance Program for Savvy Buyers

Unlocking Homeownership Dreams: Exploring Ruoff Home Mortgage’s Innovative Down Payment Assistance Program for Savvy Buyers

Have you or loved ones been on the fence about purchasing a new home? This new down payment assistance program through our partners at Ruoff Home Mortgage may be the shot in the arm you need. Please reach out to me and Doug Carroll Lending Team and we will answer all your questions. With rates already dipping back into the 6% range from as high as 8% a few weeks ago, now is the PERFECT time to ramp up for the new year! 

HomeNow: Down Payment Assistance

Ruoff Mortgage is excited to bring you HomeNow!

This unique program offers 100% financing for qualified borrowers applying for an FHA loan.* If the thought of a down payment has kept you from buying a home, we may be able to help! Ruoff Mortgage HomeNowTM allows qualified borrowers to purchase a home without the added stress of a down payment. This means one less barrier between you and your dream of homeownership!

HomeNowTM Program Features

Down payment assistance for the entire 3.5% FHA down payment

Competitive interest rates

Available to first-time and repeat homebuyers

620 minimum credit score

Flexible underwriting guidelines

Available for any single-family home

*Requires a repayable second lien with a 10-year amortization term and a rate that is 2% more than the first lien rate. Applicants must satisfy all qualifying factors. Home buyer education is required. Not all applicants will qualify for down payment assistance. Ruoff Mortgage Company, Inc., d/b/a Ruoff Mortgage, is an Indiana corporation. For complete licensing information visit http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting LENDER guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS# 141868. 12202023

Why Does RE/MAX Results Stand Out Among the Competition?

Simply put: Relationships. We pride ourselves not only in our professional service but more importantly in the personal touch we bring to our business. Has an agent/lawyer/contractor/vendor ever treated you like you were just another paycheck? The reason our clients come back time and again and refer all their friends and family to us is because they know we are part of the family.

Genuinely caring about the people we serve enables us to do things other agencies can’t. Rest assured, we will ALWAYS have your best interest at heart and work vigorously to get you the best deal possible on your home or business. The relationships we build with our clients enable us to work 100% by referral. The reason we are able to give top notch service to our clients is because our clients refer us a constant stream of quality family and friends to assist in their real estate needs. While other agents are out making cold calls and chasing “potential” leads, we are freed up by our referral base to service our clients like no other broker can. We are never too busy for your referrals!

Want to experience the difference for yourself? Call or text me today at 260-579-1516.

“Professional Service with a Personal Touch“

We’re Here To Help

Are you or someone you know considering a home purchase? Don’t hesitate to call or text me, Michael Archbold, at 260-579-1516 and I will connect you with the best mortgage professionals in the business who can get you your score, discuss ways to improve it if necessary, and put you on the path to home ownership. Click here to read more about our Buyer Services. Click here to browse listings NOW! Looking to sell your home? Call today to set up an appointment to begin developing your customized marketing plan. Click here to read more about our Seller Services.

Hoosier Home Listings by RE/MAX Results is a full service real estate Web site serving Northeast Indiana. We assist residential and commercial clients in locating, buying, and selling real property in the State of Indiana including but not limited to the counties of Allen, Huntington, Wells, Adams, Whitley, Wabash, Kosciusko, Noble, Dekalb, Lagrange, Steuben and cities including Fort Wayne, Decatur, Bluffton, Huntington, Warsaw, Columbia City, Butler, and Angola. RE/MAX Results is an Equal Housing Opportunity company.

Hoosier Home Listings – Unlocking Homeownership Dreams: Exploring Ruoff Home Mortgage’s Innovative Down Payment Assistance Program for Savvy Buyers…
… brought to you by Michael Archbold, Hoosier Home Listings, and RE/MAX Results.

The consummate professional, Michael Archbold (Associate Broker, REALTOR, ePro) brings a diversified background to the world of real estate. Born and raised in Fort Wayne, Mike graduated Wayne High School in 1992. He received bachelors degrees in Accounting in 1997 from Indiana University and Information Technology in 2005 from Indiana Wesleyan University. Mike comes to RE/MAX with more than 20 years of experience in sales and accounting. He began his career in real estate in 2000 as an investor.

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