Insider Discussion – Slow and Steady Rise in Prices
Insider Discussion – Slow and Steady Rise in Prices
Slow and steady rise in prices and Higher Inventories punctuate a normalizing Allen County Market in October 2025.
The Allen County housing market remained stable in October 2025, with the median sales price holding steady at $260,000 and a slight uptick in average sales price. Inventory has increased nearly 33% compared to last year, giving buyers more options and resulting in longer average days on market and a more balanced pace of sales. While overall closed sales volume dipped slightly, pending sales activity is up, indicating steady buyer interest. New construction has slowed somewhat, but declining mortgage rates—now around 6.25%—have improved affordability and could encourage more movement heading into 2026. Overall, the market is more balanced than we’ve seen in recent years, with solid pricing for sellers and greater opportunity for buyers.
I hope this information was helpful! If you are considering buying or selling a home, I would love to talk to you. I am a seasoned agent with over 24 years of experience in the local real estate market. I would love to be able to get you the financial result you desire from your current home to get you in to that Dream Home! Don’t hesitate to call me anytime at 260-579-1516 or you can email me at mike@mikearchbold.com.
Steady Rise In Prices and Higher Inventories in October 2025 Real Estate Market Update – Allen County, Indiana
The Allen County housing market continues to show signs of stabilization as we move into the final stretch of 2025. After several years of rapid price increases and extremely low inventory, the market is beginning to return to a more balanced environment. While demand for homes remains steady, buyers today are moving more carefully and are more payment-conscious due to shifting interest rates. Meanwhile, sellers continue to enjoy solid property values, but patience is becoming increasingly important.
Below is a breakdown of the key trends shaping the market this month.
Rise In Prices Are Holding Steady
- Median Sales Price: $260,000 in both 2024 and 2025.
- Average Sales Price: Slight increase of 0.2% from $287,676 to $288,222.
Home values are not falling, but price growth has flattened when compared to recent years. This reflects a more measured pace of buying activity and more negotiation rooms for buyers than we’ve seen in the past.
More Homes on the Market
- Inventory: Up 32.8%, from 870 to 1,155 homes available.
- Months of Supply: Increased from 2.3 to 2.9 months, a 26.1% rise.
- Average Days on Market: Up 28.9%, rising from 36 to 46 days.
There are more options for buyers now, and homes are taking slightly longer to sell. Sellers should expect the market to be less rushed than it was a year ago and should price strategically, not aggressively.
Sales Activity Is Stable
- Closed Sales Year-to-Date: Up slightly by 0.6%.
- Pending Sales This Month: Up 4.2%.
- Total Volume: Down 1.3%, indicating fewer higher-priced transactions.
Homes are still selling. The slight increase in pending sales suggests buyer activity remains healthy, especially when well-priced homes hit the market.
New Construction Is Slowing
- New Construction Inventory: Up 21.8%.
- Building Permits Year-to-Date: Down 11.1%.
Builders are still active, but they’re taking a more cautious approach to new starts. This is typical in a stabilizing market where long-term planning matters.
Mortgage Rates Have Eased
- 30-Year Mortgage Rate: Down from 7.09% to 6.25%.
This is one of the most important developments this month. A decline in rates increases affordability, especially for first-time buyers. If rates continue to trend lower, we may see buyer activity increase heading into early 2026.
What This Means for You
If You’re Buying
You now have:
- More homes to choose from.
- Better negotiating leverage than in recent years.
- Slightly improved affordability due to lower interest rates.
However, well priced and move-in ready homes still sell quickly. Pre-approval remains essential.
If You’re Selling
Your home will still attract strong interest, but pricing strategy matters more than ever. Today’s buyers are more budget-focused and less likely to chase overpriced properties. Proper staging, presentation, and pricing based on recent comparable sales is key.
If You’re Thinking About Moving in 2026
This is a good time to evaluate your plans. We can run a personalized market evaluation and discuss timing based on your goals.
If you’d like a customized market analysis for your neighborhood, or you’re curious what your home could sell for in today’s market, feel free to reach out. I’m always here to help guide you with clarity and confidence.
Michael J Archbold
Associate Broker, REALTOR, ePro
RE/MAX Results
8101 Coldwater Rd
Fort Wayne, IN 46825
c. 260-579-1516
e. Mike@MikeArchbold.com
w. www.MikeArchbold.com
Oh, by the way… if you know of someone who would appreciate the level of service I provide, please call me with their name and business number. I’ll be happy to follow up and take great care of them.
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Simply put: Relationships. We pride ourselves not only in our professional service but more importantly in the personal touch we bring to our business. Has an agent/lawyer/contractor/vendor ever treated you like you were just another paycheck? The reason our clients come back time and again and refer all their friends and family to us is because they know we are part of the family.
Genuinely caring about the people we serve enables us to do things other agencies can’t. Rest assured, we will ALWAYS have your best interest at heart and work vigorously to get you the best deal possible on your home or business. The relationships we build with our clients enable us to work 100% by referral.
The reason we are able to give top notch service to our clients is because our clients refer us a constant stream of quality family and friends to assist in their real estate needs. While other agents are out making cold calls and chasing “potential” leads, we are freed up by our referral base to service our clients like no other broker can. We are never too busy for your referrals!
Want to experience the difference for yourself? Call or text me today at 260-579-1516.
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Are you or someone you know considering a home purchase? Don’t hesitate to call or text me, Michael Archbold, at 260-579-1516 and I will connect you with the best mortgage professionals in the business who can get you your score, discuss ways to improve it if necessary, and put you on the path to home ownership. Click here to read more about our Buyer Services. Click here to browse listings NOW! Looking to sell your home? Call today to set up an appointment to begin developing your customized marketing plan. Click here to read more about our Seller Services.
Hoosier Home Listings by RE/MAX Results is a full service real estate Web site serving Northeast Indiana. We assist residential and commercial clients in locating, buying, and selling real property in the State of Indiana including but not limited to the counties of Allen, Huntington, Wells, Adams, Whitley, Wabash, Kosciusko, Noble, Dekalb, Lagrange, Steuben and cities including Fort Wayne, Decatur, Bluffton, Huntington, Warsaw, Columbia City, Butler, and Angola. RE/MAX Results is an Equal Housing Opportunity company.
Hoosier Home Listings – Insider Discussion – Slow and Steady Rise in Prices …
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The consummate professional, Michael Archbold (Associate Broker, REALTOR, ePro) brings a diversified background to the world of real estate. Born and raised in Fort Wayne, Mike graduated Wayne High School in 1992. He received bachelors degrees in Accounting in 1997 from Indiana University and Information Technology in 2005 from Indiana Wesleyan University. Mike comes to Re/MAX with more than 20 years of experience in sales and accounting. He began his career in real estate in 2000 as an investor.
