Insider Discussion – Is the Housing Market Falling? Key Market Trends Exposed
Insider Discussion – Is the Housing Market Falling? Key Market Trends Exposed
Stagnating prices, lower interest rates, higher inventories, and a full on government shutdown.
Home prices continue a soften the paste as median sales price roast, $256,000 of $2.4% from last year. Inventory jumped nearly 40% in months of supply climbed 2.5 up from 1.7 a year ago. This means buyers have many more options, and sellers are seeing longer marketing times . Average days on market roast to 41 days, up 24% from last year. Overall, we’re seeing a more balanced market, steady prices, rising in inventory, and moderate buyer activity. Although the government shutdown has affected some mortgage approvals like USDA, most are closing on time, no problems.
I hope this information was helpful! If you are considering buying or selling a home, I would love to talk to you. I am a seasoned agent with over 24 years of experience in the local real estate market. I would love to be able to get you the financial result you desire from your current home to get you in to that Dream Home! Don’t hesitate to call me anytime at 260-579-1516 or you can email me at mike@mikearchbold.com.
Fort Wayne Market Update — Prices Flatten, Rates Ease, and Inventories Surge Amid Government Shutdown
We’re seeing several key shifts shaping the housing market right now — from softening prices and rising inventories to lower interest rates and even a temporary government shutdown impacting some loan programs. Let’s break it all down.
1. Prices Showing Signs of Leveling Off
Home prices continue to soften their pace, with the median sales price at $256,000, down about 2.4% from last year. This isn’t a market collapse — it’s more of a normalization after several years of record-breaking growth.
Buyers are becoming more selective, and sellers are learning that overpricing can slow results. In most neighborhoods, well-presented and properly priced homes are still moving — just not at last year’s lightning speed.
2. Inventory Climbs Sharply
After years of record-low inventory, we’re finally seeing a noticeable rebound.
- Inventory is up nearly 40% year-over-year.
- Months of supply climbed from 1.7 to 2.5 — a healthy sign that the market is rebalancing.
For buyers, this means more choices and less competition.
For sellers, it’s a reminder that strategy matters again — pricing, staging, and marketing all need to be on point to stand out.
3. Homes Taking Longer to Sell
Another shift: homes are staying on the market longer.
The average days on market is now 41 days, up 24% from a year ago.
That’s not bad news — it’s just a more realistic market. Instead of multiple offers in 24 hours, we’re seeing buyers take time to compare and negotiate. Sellers should be ready for a few extra weeks of showings before going pending.
4. Interest Rates Trending Lower
The recent dip in interest rates is offering a bit of relief to buyers who were squeezed by affordability concerns earlier this year.
While rates remain higher than pre-2020 levels, the recent easing has helped keep buyer activity steady.
If you’ve been sitting on the sidelines waiting for a better rate, now may be your window — especially with inventory expanding and prices stabilizing.
5. Government Shutdown Adds Uncertainty
The government shutdown has caused some hiccups in mortgage processing, particularly for USDA loans, which depend on federal staff for final approval.
The good news: most other loan types — FHA, VA, and conventional — continue to close on time with minimal disruption so far.
Still, it’s smart to plan ahead if your transaction involves any government-backed programs. Build in extra time for approvals just in case.
6. What This Means for You
🏡 If You’re Buying:
- You finally have more homes to choose from.
- You can take time to compare, negotiate, and even ask for seller credits.
- Keep an eye on interest rate trends — a small dip can make a big difference in your monthly payment.
💰 If You’re Selling:
- Understand that buyers are back in control of the tempo.
- Pricing and presentation are crucial — homes that show well and are priced right will still sell.
- Expect a longer timeline and fewer bidding wars, but steady demand overall.
Final Thoughts
The Fort Wayne housing market is shifting toward a more balanced environment — neither a seller’s frenzy nor a buyer’s bonanza. Prices are steadying, inventory is growing, and interest rates are inching lower. Add in some uncertainty from Washington, and we’ve got a market where strategy, timing, and expertise really matter.
If you’d like a closer look at how these trends affect your home’s value or your buying power, visit
👉 HoosierHomeListings.com
or contact me directly — I’d be happy to walk you through the numbers.
Michael J Archbold
Associate Broker, REALTOR, ePro
RE/MAX Results
8101 Coldwater Rd
Fort Wayne, IN 46825
c. 260-579-1516
e. Mike@MikeArchbold.com
w. www.MikeArchbold.com
Oh, by the way… if you know of someone who would appreciate the level of service I provide, please call me with their name and business number. I’ll be happy to follow up and take great care of them.
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Simply put: Relationships. We pride ourselves not only in our professional service but more importantly in the personal touch we bring to our business. Has an agent/lawyer/contractor/vendor ever treated you like you were just another paycheck? The reason our clients come back time and again and refer all their friends and family to us is because they know we are part of the family.
Genuinely caring about the people we serve enables us to do things other agencies can’t. Rest assured, we will ALWAYS have your best interest at heart and work vigorously to get you the best deal possible on your home or business. The relationships we build with our clients enable us to work 100% by referral.
The reason we are able to give top notch service to our clients is because our clients refer us a constant stream of quality family and friends to assist in their real estate needs. While other agents are out making cold calls and chasing “potential” leads, we are freed up by our referral base to service our clients like no other broker can. We are never too busy for your referrals!
Want to experience the difference for yourself? Call or text me today at 260-579-1516.
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Are you or someone you know considering a home purchase? Don’t hesitate to call or text me, Michael Archbold, at 260-579-1516 and I will connect you with the best mortgage professionals in the business who can get you your score, discuss ways to improve it if necessary, and put you on the path to home ownership. Click here to read more about our Buyer Services. Click here to browse listings NOW! Looking to sell your home? Call today to set up an appointment to begin developing your customized marketing plan. Click here to read more about our Seller Services.
Hoosier Home Listings by RE/MAX Results is a full service real estate Web site serving Northeast Indiana. We assist residential and commercial clients in locating, buying, and selling real property in the State of Indiana including but not limited to the counties of Allen, Huntington, Wells, Adams, Whitley, Wabash, Kosciusko, Noble, Dekalb, Lagrange, Steuben and cities including Fort Wayne, Decatur, Bluffton, Huntington, Warsaw, Columbia City, Butler, and Angola. RE/MAX Results is an Equal Housing Opportunity company.
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… brought to you by Michael Archbold, Hoosier Home Listings, and RE/MAX Results.
The consummate professional, Michael Archbold (Associate Broker, REALTOR, ePro) brings a diversified background to the world of real estate. Born and raised in Fort Wayne, Mike graduated Wayne High School in 1992. He received bachelors degrees in Accounting in 1997 from Indiana University and Information Technology in 2005 from Indiana Wesleyan University. Mike comes to Re/MAX with more than 20 years of experience in sales and accounting. He began his career in real estate in 2000 as an investor.
