Insider Discussion – Should You Invest in Real Estate in 2025? Here’s the Truth
Insider Discussion -Should You Invest in Real Estate in 2025? Here’s the Truth
Should you invest in real estate now? Let’s break it down!
If you have cash flow and a long-term mindset, YES. But bad timing can kill your profits. Want my investor checklist? DM me now and let’s discuss!
I hope this information was helpful! If you are considering buying or selling a home, I would love to talk to you. I am a seasoned agent with over 24 years of experience in the local real estate market. I would love to be able to get you the financial result you desire from your current home to get you in to that Dream Home! Don’t hesitate to call me anytime at 260-579-1516 or you can email me at mike@mikearchbold.com.
Should You Invest in Real Estate Now? Let’s Break It Down
The real estate market is always moving—interest rates fluctuate, inventory levels shift, and buyer behavior evolves. With so much in flux, it’s natural to wonder:
Is now a smart time to invest in real estate?
The answer depends on your goals, strategy, and ability to play the long game. But for many, the opportunity is absolutely there—if you know where to look.
✅ Why Real Estate Still Makes Sense in 2025
1. Rental Demand Is High
As homeownership remains out of reach for many due to elevated prices and interest rates, demand for rental housing is surging. If you own income-producing property, this can mean stable occupancy and increasing rents.
2. Inventory Is Limited
Yes, low inventory creates competition, but it also means fewer quality rentals—and that’s where smart investors win. Distressed properties, off-market deals, and value-add opportunities are still out there for those who know how to find them.
3. Tax Benefits Add Up
Real estate investors can deduct mortgage interest, depreciation, repairs, and operating expenses. You can also defer capital gains taxes through a 1031 exchange when you reinvest profits into another property.
4. Fixed Payments vs. Rising Rents
When you lock in a mortgage now, your housing cost remains stable while rents rise—creating cash flow over time. This is one of the most powerful long-term wealth-building tools available.
🔁 What About Flipping Homes?
Flipping—buying, renovating, and reselling homes for a profit—can be highly lucrative, but timing and execution are everything.
Here’s what you need to know before flipping in today’s market:
- Margins Are Tighter: With material and labor costs still elevated and resale competition fierce, you need to run the numbers carefully. A 10–20% profit margin is ideal to account for unforeseen expenses.
- Speed Matters: The longer your property sits, the more you pay in holding costs (interest, taxes, utilities). Partnering with efficient contractors and knowing your target buyer is key.
- Know the Comps: Pricing too high can kill a flip. Study recent sales in the area and aim to position your finished product as one of the best values in the neighborhood—not necessarily the highest-priced.
- Understand Buyer Trends: Today’s buyers want turnkey homes with neutral finishes, energy efficiency, and functional layouts. Don’t over-customize—flip to the broadest market.
- Financing Flips: Cash is ideal, but hard money loans are also popular among flippers. Just be aware of higher interest rates and short repayment terms that can eat into profits if the timeline slips.
Pro Tip: Flipping works best in up-and-coming neighborhoods where small improvements can lead to big jumps in value. A dated kitchen, a neglected exterior, or poor layout flow can all be profitable fixes when executed correctly.
⚠️ The Risks of Bad Timing
Whether renting or flipping, poor timing can hurt:
- Buying at the top of a local market
- Underestimating repair costs
- Overleveraging yourself with financing
- Holding a flip too long and missing the buying season
This is why I always encourage investors to work with an experienced real estate agent who knows the local dynamics, not just national headlines.
📋 Want My Investor Checklist?
I’ve developed a straightforward Investor Readiness Checklist to help you:
- Define your goals
- Evaluate deals with confidence
- Understand financing options
- Avoid common mistakes
- Maximize your return on investment
Whether you’re flipping, buying rentals, or just curious, this checklist is your first step toward building wealth through real estate.
DM me or reach out on my website to get your free copy—and let’s talk strategy.
Bottom Line:
If you have the cash flow, risk tolerance, and right team behind you, now can be a great time to invest in real estate—especially if you’re flipping in the right areas or holding property long term.
Success comes from preparation—not prediction. Let’s put a plan together and make the market work for you.
Michael J Archbold
Associate Broker, REALTOR, ePro
RE/MAX Results
8101 Coldwater Rd
Fort Wayne, IN 46825
c. 260-579-1516
e. Mike@MikeArchbold.com
w. www.MikeArchbold.com
Oh, by the way… if you know of someone who would appreciate the level of service I provide, please call me with their name and business number. I’ll be happy to follow up and take great care of them.
Why Does RE/MAX Results Stand Out Among the Competition?
Simply put: Relationships. We pride ourselves not only in our professional service but more importantly in the personal touch we bring to our business. Has an agent/lawyer/contractor/vendor ever treated you like you were just another paycheck? The reason our clients come back time and again and refer all their friends and family to us is because they know we are part of the family.
Genuinely caring about the people we serve enables us to do things other agencies can’t. Rest assured, we will ALWAYS have your best interest at heart and work vigorously to get you the best deal possible on your home or business. The relationships we build with our clients enable us to work 100% by referral.
The reason we are able to give top notch service to our clients is because our clients refer us a constant stream of quality family and friends to assist in their real estate needs. While other agents are out making cold calls and chasing “potential” leads, we are freed up by our referral base to service our clients like no other broker can. We are never too busy for your referrals!
Want to experience the difference for yourself? Call or text me today at 260-579-1516.
“Professional Service with a Personal Touch“
We’re Here To Help
Are you or someone you know considering a home purchase? Don’t hesitate to call or text me, Michael Archbold, at 260-579-1516 and I will connect you with the best mortgage professionals in the business who can get you your score, discuss ways to improve it if necessary, and put you on the path to home ownership. Click here to read more about our Buyer Services. Click here to browse listings NOW! Looking to sell your home? Call today to set up an appointment to begin developing your customized marketing plan. Click here to read more about our Seller Services.
Hoosier Home Listings by RE/MAX Results is a full service real estate Web site serving Northeast Indiana. We assist residential and commercial clients in locating, buying, and selling real property in the State of Indiana including but not limited to the counties of Allen, Huntington, Wells, Adams, Whitley, Wabash, Kosciusko, Noble, Dekalb, Lagrange, Steuben and cities including Fort Wayne, Decatur, Bluffton, Huntington, Warsaw, Columbia City, Butler, and Angola. RE/MAX Results is an Equal Housing Opportunity company.
Hoosier Home Listings – Insider Discussion -Should You Invest in Real Estate in 2025? Here’s the Truth …
… brought to you by Michael Archbold, Hoosier Home Listings, and RE/MAX Results.
The consummate professional, Michael Archbold (Associate Broker, REALTOR, ePro) brings a diversified background to the world of real estate. Born and raised in Fort Wayne, Mike graduated Wayne High School in 1992. He received bachelors degrees in Accounting in 1997 from Indiana University and Information Technology in 2005 from Indiana Wesleyan University. Mike comes to Re/MAX with more than 20 years of experience in sales and accounting. He began his career in real estate in 2000 as an investor.
