Insider Discussion – Real Estate Trends You NEED to Know for 2025
Insider Discussion – Real Estate Trends You NEED to Know for 2025
Current real estate trends you need to know!
Inventory is low, rates are up, and cash buyers are winning. Want my 2025 market predictions? Let’s discuss.
I hope this information was helpful! If you are considering buying or selling a home, I would love to talk to you. I am a seasoned agent with over 24 years of experience in the local real estate market. I would love to be able to get you the financial result you desire from your current home to get you in to that Dream Home! Don’t hesitate to call me anytime at 260-579-1516 or you can email me at mike@mikearchbold.com.
Current Real Estate Trends You Need to Know in 2025
The U.S. housing market in 2025 is navigating a complex landscape marked by limited inventory, elevated mortgage rates, and a surge in cash buyers. These factors are reshaping the dynamics for both buyers and sellers. Here’s an in-depth look at the current trends and what they mean for you.
📉 Inventory Remains Tight
Despite some improvements, housing inventory continues to lag behind demand. In April 2025, inventory was up over 30% year over year, marking the 18th consecutive month of supply growth. However, the U.S. still faces a shortage of approximately 4.5 million homes, keeping the market competitive .Axios+2Bankrate+2Kiplinger+2Business Insider
The “lock-in effect” is a significant contributor to this shortage. Homeowners with mortgages secured at historically low rates are hesitant to sell and take on new loans at higher rates, further constraining supply .Axios
📈 Mortgage Rates Hover Around 7%
Mortgage rates have remained elevated, with the average 30-year fixed rate hovering around 6.86% as of late April 2025. This is a slight decrease from earlier peaks but still poses affordability challenges for many buyers .Bankrate
The recent downgrade of U.S. debt by Moody’s has contributed to these higher rates, pushing the 30-year fixed mortgage rate up by 12 basis points to 7.04% .Realtor+2MarketWatch+2Barron’s+2
💰 Cash Buyers Dominate the Market
Cash buyers are increasingly prevalent in the current market, accounting for 26% of home sales over the past year. This trend is particularly challenging for first-time buyers, who often rely on financing and are thus at a disadvantage in competitive bidding situations .National Association of REALTORS®Wikipedia
The preference for cash offers stems from their ability to close quickly and with fewer contingencies, making them more attractive to sellers. This dynamic is reshaping the market, favoring investors and wealthier buyers who can afford to pay upfront.Wikipedia
🔮 2025 Market Predictions
Looking ahead, several trends are expected to shape the housing market:
- Moderate Home Price Growth: Experts predict home prices will increase at a slower pace, with Fannie Mae forecasting a 4.1% rise in 2025 .Business Insider
- Slight Easing of Mortgage Rates: While rates are expected to remain elevated, some easing is anticipated, potentially bringing rates down to the low-to-mid 6% range by the end of the year .Business Insider
- Increased Inventory: As mortgage rates stabilize and more homeowners consider selling, inventory levels may improve, easing some of the current supply constraints .Business Insider+1Bankrate+1
🏡 Strategies for Buyers and Sellers
For Buyers:
- Get Pre-Approved: In a competitive market, having mortgage pre-approval can give you an edge.
- Consider Alternative Financing: Explore options like adjustable-rate mortgages or first-time buyer programs to improve affordability.
- Be Ready to Act Quickly: Homes are selling fast; being prepared to make swift decisions is crucial.
For Sellers:
- Price Competitively: With more homes entering the market, setting a realistic price is key to attracting buyers.
- Highlight Unique Features: Emphasize aspects of your home that set it apart to stand out in listings.
- Be Open to Negotiation: Offering concessions or being flexible on closing terms can make your property more appealing.
Navigating the 2025 real estate market requires staying informed and adaptable. Whether you’re buying or selling, understanding these trends can help you make strategic decisions in a challenging environment.
Michael J Archbold
Associate Broker, REALTOR, ePro
RE/MAX Results
8101 Coldwater Rd
Fort Wayne, IN 46825
c. 260-579-1516
e. Mike@MikeArchbold.com
w. www.MikeArchbold.com
Oh, by the way… if you know of someone who would appreciate the level of service I provide, please call me with their name and business number. I’ll be happy to follow up and take great care of them.
Why Does RE/MAX Results Stand Out Among the Competition?
Simply put: Relationships. We pride ourselves not only in our professional service but more importantly in the personal touch we bring to our business. Has an agent/lawyer/contractor/vendor ever treated you like you were just another paycheck? The reason our clients come back time and again and refer all their friends and family to us is because they know we are part of the family.
Genuinely caring about the people we serve enables us to do things other agencies can’t. Rest assured, we will ALWAYS have your best interest at heart and work vigorously to get you the best deal possible on your home or business. The relationships we build with our clients enable us to work 100% by referral.
The reason we are able to give top notch service to our clients is because our clients refer us a constant stream of quality family and friends to assist in their real estate needs. While other agents are out making cold calls and chasing “potential” leads, we are freed up by our referral base to service our clients like no other broker can. We are never too busy for your referrals!
Want to experience the difference for yourself? Call or text me today at 260-579-1516.
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Are you or someone you know considering a home purchase? Don’t hesitate to call or text me, Michael Archbold, at 260-579-1516 and I will connect you with the best mortgage professionals in the business who can get you your score, discuss ways to improve it if necessary, and put you on the path to home ownership. Click here to read more about our Buyer Services. Click here to browse listings NOW! Looking to sell your home? Call today to set up an appointment to begin developing your customized marketing plan. Click here to read more about our Seller Services.
Hoosier Home Listings by RE/MAX Results is a full service real estate Web site serving Northeast Indiana. We assist residential and commercial clients in locating, buying, and selling real property in the State of Indiana including but not limited to the counties of Allen, Huntington, Wells, Adams, Whitley, Wabash, Kosciusko, Noble, Dekalb, Lagrange, Steuben and cities including Fort Wayne, Decatur, Bluffton, Huntington, Warsaw, Columbia City, Butler, and Angola. RE/MAX Results is an Equal Housing Opportunity company.
Hoosier Home Listings – Insider Discussion – Real Estate Trends You NEED to Know for 2025 …
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The consummate professional, Michael Archbold (Associate Broker, REALTOR, ePro) brings a diversified background to the world of real estate. Born and raised in Fort Wayne, Mike graduated Wayne High School in 1992. He received bachelors degrees in Accounting in 1997 from Indiana University and Information Technology in 2005 from Indiana Wesleyan University. Mike comes to Re/MAX with more than 20 years of experience in sales and accounting. He began his career in real estate in 2000 as an investor.
